Articles & guides
insurance-cost - Tesla Articles
Guides, reviews, and ownership tips — read by thousands of Tesla owners.
Articles

Tesla Insurance Cost: What Owners Pay by Model and State
Full coverage averages $3,836 a year for a Model Y, $3,871 for a Model 3 and $4,415 for a Cybertruck. Here is why, and how state and carrier change it.
Ready to order?
Three months of FSD (Supervised), on Tesla.
Get 3 months of FSD (Supervised) free when you order through our link.
Your benefit3 moFSD freeAbout $297 at the $99/month rate. Referral terms verified 2026-09-20.
GetTesla receives Tesla Credits (store credit at Tesla) when you order through this link. It costs you nothing extra and the benefit comes from Tesla. How the referral works