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Tesla raised Model Y financing rates again. Here’s what it costs you
Tesla quietly raised Model Y loan APRs from 1.49% to 1.99% in late September. On a typical 72-month loan, that’s roughly $800 to $1,000 more over the life of the loan.
Checking your Tesla financing rate won’t hurt your credit score.
Tesla’s pre-qualification tool uses a soft credit check, but the actual financing application requires a hard pull — here is how the two differ and how to time outside loan quotes around them.
A new federal deduction can cut up to $10,000 off the interest on your Tesla loan.
The federal EV purchase credit is gone, but a new deduction on car loan interest can still save financed buyers real money — here’s who qualifies.
Tesla’s 0.99% APR deal on the Model Y ends September 30.
The 0% APR Tesla ran on the Model Y earlier this year is gone. Here’s the rate advertised now, and the deadline attached to it.
What Tesla’s financing rates actually look like right now.
Tesla’s advertised APR changes month to month, and the headline rate isn’t always the one you’ll qualify for. Here’s how to read the offer before you sign.
Are Tesla’s prices negotiable? What you can actually change before you buy.
Tesla doesn’t haggle on price, but that doesn’t mean nothing is negotiable. Here’s where buyers still have room to save.
Compare Tesla’s financing rate to a credit union loan before you sign.
Tesla’s promotional APR looks strong on paper, but a credit union pre-approval can still beat it once the fine print applies.
The Paperwork You Need for Tesla Delivery Day
Tesla delivery runs through app-based tasks and in-person documents, and skipping any of them, from proof of insurance to trade-in titles, can push your appointment back.
Leasing vs. Buying a Tesla: Which Costs Less in 2026
With the federal EV tax credit gone for both leases and purchases, the choice between leasing and buying a Tesla now comes down to how long you keep it, how much you drive, and whether you want to own it outright.
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